Mortgage how much can i borrow

I want to find out what my monthly payments could be. Mortgage rates. I want to see which rates I can apply for. Get a Decision in Principle. I want to get a personalised estimate of how much I could borrow, and begin my application. Important information a maximum of 2 applicants can apply for a new HSBC mortgage the maximum amount you can borrow may be lower depending on your LTV and following our assessment of your personal circumstances figures given by this calculator or the provision of a Decision in Principle do not constitute an offer to lend to you if you're resident in the Channel Islands or Isle of Man, please contact your local branch to obtain an indication of the amount you may be able to borrow Think carefully before securing any other debts against your home.

Back to top. Customer support. It's easy to answer your query online. Second applicant's income. The main annual income gross of the second applicant.

Your outgoings for all applicants. Your total outstanding credit card balances. Even if you pay it off in full each month you still need to enter this amount. Your total monthly payments of any outstanding loans. Please enter any outstanding loans, hire purchase or credit agreements excluding credit cards.

Other committed monthly spend. Only include financial commitments such as school fees or costs of any other properties you may own.

Other details. Your equity is the value of your home less any mortgage balance outstanding on it. Planning to remortgage with us. That's me. Planning to renew your mortgage deal. Planning to buy a buy to let property. You currently have a mortgage with us and are looking to buy another property. Moving home.

You already have a mortgage with us and are looking to move home. Planning to change your mortgage. Buying a new property. You're looking to purchase a property and don't already have a mortgage with us. Planning to remortgage to us. You have a mortgage with someone else and want to find out about remortgaging with us.

A first time buyer. You want to buy your first ever home to live in. You already own your home, but want to buy a new one.

Planning to remortgage. Do you want to Get a personalised quote. If, however, you want to borrow more, please get in touch. Call us on Relay UK: Log in. Quick quote. Get quote. Get a quick quote. Get an idea of what mortgages we could offer you, by answering a few questions. Get started. Look for a new buy to let mortgage. Get an Agreement in Principle. Alternatively, get an idea of what mortgages we could offer you, by answering a few questions.

Get an idea of what mortgages we could offer you by answering a few questions. Get in touch. You can get in touch over the phone or visit us in branch. Get a new mortgage. You are looking at getting a brand new mortgage with us for your new home. Take your mortgage deal with you. Find out more. What next Personalised quote. Finally, what would you like to do Get a personalised quote on the options that you have selected. Find out how much you could borrow and see the monthly costs.

See the mortgage rates we may be able to offer you. Change my deal. Change my deal and borrow more. Please get in touch over the phone or visit us in branch. Call us on: Relay UK: Mortgage calculator. Find out how much you could borrow and what it could cost. What you've told us so far Property price. Value of current property This is the amount that you expect your property to be worth. Based on your last valuation. Amount you still owe You'll be able to find this out from your last mortgage statement.

Repayment type There are two different ways you can repay your mortgage: capital and interest or interest only. Please select Interest Capital and Interest. Mortgage term yy No. Mortgage term mm No. Planning to borrow more? Capital and interest.

Interest only. Please tell us a bit about yourself and anyone else who is applying. How many people are applying? Your details. Your annual income If you're self employed, please enter the average of your annual gross earnings over the past two years.

This is income before tax and National Insurance deductions. Don't include overtime or any bonuses that aren't guaranteed. Do you personally have any other sources of income? Annual amount before tax. Do you have any loans? These are any unsecured loans, like a loan to buy a car or holiday. Monthly loan repayments. Do you have any credit cards? Credit card balance after your last repayment. Do you have any other monthly committed expenditure?

Don't include grocery shopping, utility bills, fuel and travel. Monthly expenditure amount. Second applicant details. Their annual income If they're self employed, please enter the average of your annual gross earnings over the past two years. Do they have any other sources of income? Do they have any loans? Do they have any credit cards? Credit card balance after their last repayment. Do they have any other monthly committed expenditure? Do you or any additional applicant have any dependants?